Reader’s Question: Does people in better than average health condition get cheaper life insurance rates in California? Valerie Los Angeles, CA   Absolutely, Valerie. There are super cheap life insurance rates in California for people in excellent health, with good family history, and who meet underwriting criteria. Be advised however, that these super discounts are [...]

Reader’s Question: I am looking for the cheapest life insurance obtainable from Seattle, WA. Can you help me on how to get one? Thanks. Rex Seattle, WA If you plan on acquiring a term life insurance estimate for shorter life insurance, there may be aspects that will not influence you as they would for a [...]

Reader’s Question: What do you mean by Whole Life insurance? Is this the same as the permanent life insurance? I would really appreciate your help. Thanks in advance. Jenny Bridgeport, CT   Hi Jenny! Actually, the whole life insurance is a type of a permanent life insurance. This insurance is known under the name of [...]

Reader’s Question: I have just moved to Indiana and I am wondering why my insurance premium, which I purchased in NY, is so much higher than what my colleagues here are paying for. Could there be any reasons why their premiums are cheaper? Donald Babylon, NY   Hello Donald! Certainly! One of the reasons for [...]

Reader’s Question: I am a 28-year-old female, non-smoking, but do have 3 chronic illnesses. I have a well-documented health history, which up until recently was very good so it could have helped me, but recently I have been hospitalized quite a bit and have had a lot of problems so I’m not sure it would [...]