Reader’s Question: My friend is a life insurance agent here in California and recently told me about Variable Life Insurance, is this a good policy? Mark Anaheim, CA Variable Life Insurance is a kind of long-term or permanent life insurance policy that uses many types of investment mediums to grow your money. This is similar [...]

Reader’s Question: I have a whole life insurance policy in Texas, can I benefit from the cash value option? Raphael Houston, TX. Yes, Raphael, you can definitely benefit from the cash value option of your whole life insurance policy. But let me clarify one thing first. Cash value is different from face value. If you [...]

Reader’s Question: I live in a safe and peaceful community here in Amarillo, TX. Do I really need Life Insurance? Kelly Amarillo, TX   Buying a life insurance policy means that the family you leave behind would have the money to cover the bills that you may have had, especially now that the funeral and [...]