Reader’s Question: Hi! Can you tell me what life insurance is? A friend from Atlanta Georgia GA told me that if I’ll get Cash Value Life Insurance, I’ll retire wealthy. Is that true? I’d like to know because I’m planning to get one. Thanks! Gee Atlanta, GA Hi Gee! That’s a good question. There are [...]

Reader’s Question: I want to be able to find a life insurance policy at a cheap price here in Dallas, Texas. What are the things that life insurance price will be based on? I need to know these things in order for me to get the plan I need that would not cost too much. [...]

Reader’s Question: If a person has mental illness, will that increase the life insurance rate in Illinois? Kat Ausrota IL You don’t have to worry about the life insurance costs in Illinois if you have mental illness. Insurance companies are basically concerned on conditions that carry a high death-risk so a mental illness will not [...]

Reader’s Question: What are the basic things that I need to be reminded of when buying a term life insurance in Nevada? Lorena Reno NV When you are planning to buy a life insurance policy, a new plan or increase the coverage, be sure to shop around. You can do this by visiting online insurance [...]

Reader’s Question: I heard from a friend that cash value policy has 4 different types. How will I know which is the best life insurance policy for me? Uma Little Rock, AR Unlike the term insurance policy, a permanent life insurance has a cash component. However, this cash component can be used depending on the [...]

Readers Question: I’m already 57 years old, is it still possible for me to get cheap life insurance here in D.C? Bridgette Washington D.C Good question! The fact is, the older someone gets the harder it becomes to find cheap life insurance coverage. With advancing age comes the increased risk of succumbing to illnesses, which [...]

Reader’s Question: I want to buy a cheap life insurance. What type of life insurance policy should I purchase? Terry Flint, MI When looking for a life insurance policy, people usually look for a life insurance policy that has a lower life insurance premium above anything else. Life insurance companies constantly review their life insurance [...]